Alaska Insurance

Alaska Auto Insurance (AK)

By using Insurancelower.com you can get the best service from the many auto insurance companies in Alaska so you can save money on your auto insurance. Insurancelower.com is a one-stop shopping experience for all your Alaska Car insurance needs. Comparison shopping will allow you to find the features, coverage and price you need for your auto insurance policy. You can save both time and money by shopping for your car insurance online.
We offer car insurance for residents of these major cities and all other areas of Alaska. Start shopping for your next policy by getting a free Quote now.



The average auto insurance premium in 2003 for residents of Alaska was around $1,110. The national average in 2003 was $914. Most people are under the assumptions that car insurance rates are fixed by insurance carriers as well as state regulatory agencies. But competitive and better rates are available to all residents of Alaska and the best way to find them is through Insurancelower.com. While Alaska's insurance premiums are low compared to the national average, you may still be able to find quality insurance at a lower price.
It is the expectation that 2008 will see the first decrease in car insurance rates since 1999. There is to be a 5%-1% decrease in these rates from the year 2006. This drop has been brought on by sites like Insurancelower.com that allow consumers to use the power of modern technology to comparison shop and lower their insurance costs. Auto insurance rates change as years go by and if you do not know about the changes in Alaska you can be paying more in auto insurance that you have to. For example, in 2003 Alaska residents were paying around $1,110 for their insurance. This is a 23.88 increase in just four years when compared to the 1999 rate!

Don't throw your money away when you can use Insurancelower.com to save money on your auto insurance. Request a quote and start saving money today.

MINIMUM STATE INSURANCE REQUIREMENTS

As all states, Alaska has certain minimum insurance requirements.
Alaska is a Tort state. This means that a person has to be at fault in a car accident. The person at fault and their insurance carrier are responsible for all damages resulting from that accident.
Tort systems do vary from state to state, so check with your insurance regulator to see the specifics of the law in your state. The State Insurance Regulators page here at Insurancelower.com has a list of the links to the insurance regulators for all states.
Under Alaska state law there is a minimum Bodily Injury Liability coverage requirement of $50,000 for each person injured and a total of $100,000 for each accident. There is also a minimum Property Damage Liability requirement coverage in the amount of $25,000. This type of basic coverage is often called 50/100/25 coverage.

OTHER COVERAGES

There is also optional Uninsured/Underinsured Motorist coverage and Personal Injury Protection (PIP) coverage but Alaska law does not require it. Personal Injury Protection (PIP) coverage will help to pay for medical expenses for you, the driver, and your passengers that are "reasonable and necessary". Uninsured/Underinsured Motorist coverage will cover injuries by a driver that does not have insurance.
These are optional coverage options that you might want to purchase, although law does not require them.
Insurancelower.com can help you find insurance carriers that will offer these types of optional coverage.
Whether you have a good driving record or a poor one, Insurancelower.com will be able to find you the best possible rates for your Alaska car insurance policy. With the auto insurance statistics dealing with things such as car theft and accidents it is important that you have the best coverage in order to protect both you and your property. We work hard to provide a site and service to meet all your insurance needs at Insurancelower.com. Simply enter your zip code and in minutes you can find the best rates and the best coverage in Alaska.

If you are looking for insurance in another state, we can help you too. Simply enter your zip code above to see how much money you can save.
Request a free Quote and start saving money today.