Alabama Facts and Trivia
-Alabama introduced the Mardi Gras to the western world.

-Montgomery is the capital and the birthplace of the Confederate States of America.

-Alabama became the 22nd state on December 14, 1819.

-Baseball player Henry Louis (Hank) Aaron was born in Mobile in 1934.

-Boxer Joe Louis was born in Lexington in 1914.

-Baseball player Willie Howard Mays was born in Westfield in 1931.

-A skeleton of a pre-historic man was found in Russell Cave.

-Huntsville is known as the rocket capital of the World.

-The musical singing group Alabama has a Fan Club and Museum in Fort Payne.

-To help fund education Alabama instituted its state sales tax in 1937.

-Governor George C. Wallace served four terms in office. 

-The word Alabama means tribal town in the Creek Indian language.

-Mobile is named after the Mauvilla Indians.

-The star blue quartz is the state's official gemstone.

-The pecan is the Alabama's official nut.

-People from Alabama are called Alabamians.

-Washington County is the oldest county in Alabama. 

Alabama Insurance

Alabama Auto Insurance (AL)

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The average auto insurance premium for residents of Alabama in 2003 was $793. The national average in 2003 was $914. You may be surprised to learn that insurance rates are not controlled by the state or by insurance companies and with a free market, competition and comparison shopping can help you save. However, even though the Alabama's were paying less than the rest of the nation, this is still more than they should have paid.
It is the expectation that 2008 will see the first decrease in auto insurance rates since 2008. You can expect to see a .5% to 1% decrease in rates from 2003 alone. This change has been made possible from sites such as . This is because these web sites, with the use of technology, bring competition directly to the consumer so that you can pick exactly the car insurance policy that is right for you. In the state of Alabama rates for auto insurance have changed over the years. In 2003 the average auto insurance premium was $793 and the increased 12.48 in 1999.

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There are some Alabama's state requirements in terms of auto insurance.
Like many states, Alabama follows a Tort system. This means that a person has to be at fault in a car accident. The person at fault and their insurance carrier are responsible for all damages resulting from that accident.
The Tort system differs from state to state and you should check with your state insurance regulator. For a list of links to all 50 state insurance regulators websites visit State Regulators page.
Alabama requires you to have at a minimum Bodily Injury Liability coverage of $20,000per person and $40,000 per accident. You also have to have $10,000 worth of Property Damage Liability coverage. This is often called 20/40/10 coverage.


There is also optional Uninsured/Underinsured Motorist coverage and Personal Injury Protection (PIP) coverage but Alabama law does not require it. Personal Injury Protection (PIP) coverage will help to pay for medical expenses for you, the driver, and your passengers that are "reasonable and necessary". UnInsured/UnderInsured Motorist coverage can help you pay for damages that are a result of a driver that has caused an accident and does not carry auto insurance.
These are optional coverage options that you might want to purchase, although law does not require them.
These two types of coverage are optional and if you are interested in these types of additional coverage can help you find auto insurance companies in Alabama that offer these types of coverage.
Whether you have a good driving record or a poor one, will be able to find you the best possible rates for your Alabama car insurance policy. With the auto insurance statistics dealing with things such as car theft and accidents it is important that you have the best coverage in order to protect both you and your property. We give the best rates, first class service, and offer the fastest and easiest way to get the best auto insurance rates at the most affordable prices. You may even be able to buy your policy online with ease in Alabama !

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