Arkansas Facts and Trivia

 

-  North Little Rock offers one of the nation's largest municipal parks.

 

- Arkansas is officially known as The Natural State.

 

- Alma claims to be the Spinach Capital of the World.

 

- The mockingbird is the official state bird. It was designated in 1929. 

 

- Famous singer Johnny Cash was born in Kingsland.

 

- The apple blossom is the official state flower. It was designated in 1901.

 

- The Magnet Cove region claims to contain 102 varieties of minerals.

 

- Sam Walton founded his Wal-Mart stores in Bentonville. 

 

- Mount Ida is known as the Quartz Crystal Capital of the World.

 

- Arkansas became the 25th state on June 15, 1836. 

 

- The University of Central Arkansas was founded in Conway in 1907.

 

- The Ozark National Forest covers more than one million acres.

Arkansas Insurance

Arkansas Auto Insurance (AR)

By using Insurancelower.com you can get the best service from the many auto insurance companies in Arkansas so you can save money on your auto insurance. Insurancelower.com is an online insurance marketplace that can help you compare various auto insurance carriers so you can get the best coverage possible at the best rates. Insurancelower.com makes it as convenient as possible to find auto insurance as you can get a quote, purchase a policy, and have all the information you need so you can make a decision about auto insurance.
We offer car insurance for residents of these major cities and all other areas of Arkansas. Start shopping for your next policy by getting a free Quote now.



The average auto insurance premium for residents of Arkansas in 2003 was $850. The national average in 2003 was $914. Most of the residents in Arkansas incorrectly assume that they must pay fixed rates set by auto insurance carriers and state regulatory agencies. Insurancelower.com knows that there are competitive auto insurance rates for residents of Arkansas and they will help you find them so you can save money. While Arkansas's insurance premiums are low compared to the national average, you may still be able to find quality insurance at a lower price.
Rates do sometimes go down. Experts think that 2008 will bring the first decrease in insurance premiums since 2003. You can expect to see between .5% and 1% of a decrease in the rates for car insurance in 2008. In part due to technology like Insurancelower.com which makes comparison shopping and getting insurance quotes easier than ever before. In the state of Arkansas rates for auto insurance have changed over the years. The average auto insurance rates in 2003 were $850, and it increased 17.89% to $914 in only a few years!

Don't throw away your money paying too much for your auto insurance when you can save money by using from Insurancelower.com.

MINIMUM STATE INSURANCE REQUIREMENTS

There are minimum state requirements for car insurance in the state of Arkansas.
A Tort system is used in Arkansas. This means a person has to be at fault in an accident and both the person and their insurance carrier are responsible for the damages stemming from the accident.
The Tort system differs from state to state and you should check with your state insurance regulator. For a list of links to all 50 state insurance regulators websites visit Insurancelower.com State Regulators page.
Under Arkansas state law there is a minimum Bodily Injury Liability coverage requirement of $25,000 for each person injured and a total of $50,000 for each accident. There is also a minimum Property Damage Liability requirement coverage in the amount of $25,000. This type of basic coverage is often called 25/50/25 coverage.

OTHER COVERAGES

There are also two types of additional coverage you can get with Personal Injury Protection (PIP) and Uninsured/Underinsured Motorist coverage. Personal Injury Protection (PIP) coverage can help pay for medical expenses for both you and your passengers that are "reasonable and necessary". UnInsured/UnderInsured Motorist pays for damage caused by a driver with little to no insurance.
These are optional coverage options that you might want to purchase, although law does not require them.
These two types of coverage are optional and if you are interested in these types of additional coverage Insurancelower.com can help you find auto insurance companies in Arkansas that offer these types of coverage.
Whether you have a clean driving record or one with a few black spots, you can find affordable, quality insurance coverage at Insurancelower.com. Theft and accidents are both commonplace, and good insurance coverage is critical to protect your property and financial well being. Insurancelower.com is the best way in Arkansas to find the best auto insurance rates and coverage possible. Simply enter your zip code and in minutes you can find the best rates and the best coverage in Arkansas.

Not in Arkansas? Insurancelower.com provides quotes and insurance policies around the country. Simply enter your zip code and be on your way to a great insurance policy, great service and great prices.
Start shopping for your next policy by getting a free Quote now.