Hawaii Facts and Trivia


- The wind blows east to west in Hawaii. The highest recorded temperature is 96' F (Honolulu Airport), but temperatures over 92' F generally occur only once or twice a year. The lowest temperature (under 3000 feet altitude) is 56' F. Temperatures under 60' F may occur but rarely more than once a year. Average daytime temp. (July) is 82' F. Average daytime temperature in January is 72' F. 

- Hawaii is the only state that grows coffee. 


- Kilauea volcano is the world's most active. 


- Kilauea Iki is the world's most active and largest volcano. 


- Island flowers and colors used to represent each island.


- From east to west Hawaii is the widest state in the United States. 


- Honolulu is the nation's 11th largest metropolitan area.


- More than 100 world-renowned beaches ring Honolulu.


- Iolani Palace is the only royal palace in the United States.


- Wai Golf Course is Hawaii's first municipal course. 


- The largest contiguous ranch, in the United States, is in Hawaii. The Parker Ranch near Kamuela has about 480,000 acres of land. 


- More than one-third of the world's commercial supply of pineapples comes from Hawaii. 


- There are only 12 letters in the Hawaiian alphabet. Vowels: A, E, I, O, U; Consonants: H, K, L, M, N, P, W 


- Under-sea volcanoes that erupted thousands of years ago formed the islands of Hawaii. 


- The Hawaiian Islands are the projecting tops of the biggest mountain range in the world.  


- Two of the tallest mountains in the Pacific - Mauna Kea and Mauna Loa - dominate the center of the island. Most of the world's macadamia nuts are grown on the island. 

- The Big Island is Hawaii's largest at 4,038 square miles. It is twice the size of all other Hawaiian Islands combined. 


- There are four counties in Hawaii (Kauai; city and county of Honolulu; Maui; and Hawaii). Each city has a mayor and council in charge.


- Mauna Kea is the tallest mountain in the world (measured from its base at the ocean floor).


Honolulu's zenith star, (the star that rises directly above it) is Arcturus. The Hawaiians called it Hokule'a. (Hoe koo lay uh.)  


- The state of Hawaii consists of eight main islands: Niihau, Kauai, Oahu, Maui, Molokai, Lanai, Kahoolawe and the Big Island of Hawaii.  


- Hawaii is the most isolated population center on the face of the earth. Hawaii is 2,390 miles from California; 3,850 miles from Japan; 4,900 miles from China; and 5,280 miles from the Philippines.  


- The Hawaiian Archipelago consists of over 130 scattered points of land stretching some 1,600 miles in length from the Kure Atoll in the north to the Island of Hawaii in the south. 


- The first Asian American in the United States Senate was Hawaii's Hiram Fong. Descended from Chinese immigrants, Fong was elected to the Senate in 1959. 
Hawaii was the 50th state admitted to the union on August 20th, 1959.


- Hawaii has its own time zone (Hawaiian Standard Time.) There is no daylight savings time.) The time runs two hours behind Pacific Standard Time and five hours behind Eastern Standard Time. 


- All subterranean minerals belong to the state. Except for state owned water, some lava stone, and minor granites and semi-precious minerals, there are few underground minerals. 


- There are no racial or ethnic majorities in Hawaii. Everyone is a minority. Caucasians (Haoles) constitute about 34%; Japanese-American about 32%; Filipino-American about 16% and Chinese-American about 5%. It is very difficult to determine racial identification as most of the population has some mixture of ethnicities.

Hawaii Insurance

Hawaii Auto Insurance (HI)

The best way to save money on car insurance is to shop with Insurancelower.com. Insurancelower.com is an online insurance marketplace that will allow you to compare auto insurance rates from several insurance companies in Hawaii so you can find the best coverage at the best prices. Here you can compare rates from the best insurance companies to help you find an affordable policy that fits your needs. We also offer you a convenient online forum in which you can purchase your insurance policy, which will save you time as well as money.
It has never been simpler to find affordable auto insurance in Hawaii.

The average auto insurance premium for residents of Hawaii in 2003 was $881. The national average in 2003 was $914. Unfortunately, many residents assume that these rates are preset and there are no other ways to save money. That's not true, because Insurancelower.com can save you money. However, even though the Hawaii's were paying less than the rest of the nation, this is still more than they should have paid.
Experts expect there to be a drop in the cost of car insurance in 2008, and this will be the first such drop since 2003. Rates may drop as much as 5% to 1%. By comparison shopping with Insurancelower.com, you will be able to take advantage of these decreases with the power of modern technology. You may not even realize how much your own insurance rates have increased over the years, believing you had no choice but to accept higher prices. The average Hawaii insurance premium in 2003 was about $881, making it an increase of some 4.88% between 2003 and 2000!

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As all states, Hawaii has certain minimum insurance requirements.
Like many states, Hawaii follows a No-Fault system. The No-Fault system means that your insurance company covers your injury claims regardless of fault, up to a specified limit in your individual policy.
No-Fault systems do vary from state to state, so check with your insurance regulator to see the specifics of the law in your state. The State Insurance Regulators page here at Insurancelower.com has a list of the links to the insurance regulators for all states.
State law in Hawaii requires a minimum of Bodily Injury Liability coverage of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability of at least $10,000. This basic coverage is frequently abbreviated as or referred to as 20/40/10 coverage.


There is also optional Uninsured/Underinsured Motorist coverage and Personal Injury Protection (PIP) coverage but Hawaii law does not require it. Personal Injury Protection (PIP) coverage can help pay for medical expenses for both you and your passengers that are "reasonable and necessary". Uninsured/Underinsured Motorist coverage will cover injuries by a driver that does not have insurance.
Hawaii state law calls for at least a minimum Personal Injury Protection coverage of $10,000.
Insurancelower.com can help you find auto insurance companies in Hawaii that offer this type of coverage.
Whether you have a good driving record or a poor one, Insurancelower.com will be able to find you the best possible rates for your Hawaii car insurance policy. With the auto insurance statistics dealing with things such as car theft and accidents it is important that you have the best coverage in order to protect both you and your property. We give the best rates, first class service, and offer the fastest and easiest way to get the best auto insurance rates at the most affordable prices. Simply enter your zip code and in minutes you can find the best rates and the best coverage in Hawaii.

If you are looking for insurance in another state, we can help you too. Simply enter your zip code above to see how much money you can save.
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