Montana Facts and Trivia

 

- The state's motto Oro y Plata means gold and silver.

 

- Montana has the largest migratory elk herd in the nation.

 

- Miles City is known as the Cowboy Capitol. 

 

- Montana is nicknamed the Treasure State. 

 

- The bitterroot is the official state flower.

 

- The density of the state is six people per square mile.

 

- The Yaak community is the most northwestern settlement in the state. 

 

- Montana has the largest grizzly bear population in the lower 48 states. 

 

- The first luge run in North America was built at Lolo Hot Springs on Lolo Pass in 1965.

 

- The highest point in the state is Granite Peak at 12,799 feet. 

 

- Combination, Comet, Keystone, Black Pine, and Pony are names of Montana ghost towns. 

 

- The notorious outlaw, Henry Plummer, built the first jail constructed in the state.

 

- The western meadowlark is the official state bird. 

 

- Montana's name comes from the Spanish word mountain.

 

- The state's official animal is the grizzly bear. 

 

- Glacier National Park has 250 lakes within its boundaries.

 

- Montana is home to seven Indian reservations.

 

- The first inhabitants of Montana were the Plains Indians. 

 

- No state has as many different species of mammals as Montana.

 

- In Montana the elk, deer and antelope populations outnumber the humans.

 

- In 1888 Helena had more millionaires per capita than any other city in the world. 

 

- At Bowdoin National Wildlife Refuge it is possible to see up to 1,700 nesting pelicans.

 

- Yellowstone National Park in southern Montana and northern Wyoming was the first national park in the nation

 

- The Montana Yogo Sapphire is the only North American gem to be included in the Crown Jewels of England.

 

- The average square mile of land contains 1.4 elk, 1.4 pronghorn antelope, and 3.3 deer. 

- Near the Pines Recreation Area as many as 100 sage grouse perform their extraordinary spring mating rituals. 

 

- The town of Ekalaka was named for the daughter of the famous Sioux chief, Sitting Bull. 

 

- The state boasts the largest breeding population of trumpeter swans in the lower United States. 

 

- North of Missoula is the largest population of nesting common loons in the western United States. 

Montana Insurance

Montana Auto Insurance (MT)

By using Insurancelower.com you can get the best service from the many auto insurance companies in Montana so you can save money on your auto insurance. You can, however, save money on your car insurance premium when you shop with Insurancelower.com. Comparison shopping will allow you to find the features, coverage and price you need for your auto insurance policy. You can save both time and money by shopping for your car insurance online.
It has never been easier finding affordable auto insurance in Montana and Insurancelower.com is the best way.



The average auto insurance premium for residents of Montana in 2003 was $854. The national average in 2003 was $914. Many people are under the assumption that auto insurance rates are fixed by insurance companies and state regulatory agencies. However discount and competitive rates can be found in the state of Montana. However, even though the Montana's were paying less than the rest of the nation, this is still more than they should have paid.
Experts expect there to be a drop in the cost of car insurance in 2008, and this will be the first such drop since 2003. Rates may drop as much as 5% to 1%. Websites such as Insurancelower.com, through technology, have brought about this change as they have brought the competition directly to the consumer. In the state of Montana rates for auto insurance have changed over the years. The average auto insurance rates in 2003 were $854, and it increased 27.08% to $914 in only a few years!

Don't throw your money away when you can use Insurancelower.com to save money on your auto insurance. Request a quote and start saving money today.

MINIMUM STATE INSURANCE REQUIREMENTS

There are some Montana's state requirements in terms of auto insurance.
The state of Montana uses a Tort system. The No-Fault system means that your insurance company covers your injury claims regardless of fault, up to a specified limit in your individual policy.
You should be aware of the various details of the Tort system and the best way to do so is to check with your state insurance regulator. To find a list of links to state insurance regulators websites visit Insurancelower.com's State Insurance Regulators page.
Montana requires you to have at a minimum Bodily Injury Liability coverage of $25,000 per person and $50,000 per accident. You also have to have $10,000 worth of Property Damage Liability coverage. This is often called 25/50/10 coverage.

OTHER COVERAGES

There are also two types of additional coverage you can get with Personal Injury Protection (PIP) and Uninsured/Underinsured Motorist coverage. Personal Injury Protection (PIP) coverage assists in paying "reasonable and necessary" medical expenses for you and your passengers in the event of an accident. Uninsured/Underinsured Motorist coverage will cover injuries by a driver that does not have insurance.
These two types of coverage are not required by Montana state law but can give you added protection.
Insurancelower.com can help you find insurance carriers that will offer these types of optional coverage.
It does not matter if you have a spotless driving record or are a high-risk driver Insurancelower.com will work hard to find you the best auto insurance rates possible in the great state of Montana. With the auto insurance statistics dealing with things such as car theft and accidents it is important that you have the best coverage in order to protect both you and your property. We work hard to provide a site and service to meet all your insurance needs at Insurancelower.com. You may even be able to buy your policy online with ease in Montana !

If you are looking for insurance in another state, we can help you too. Simply enter your zip code above to see how much money you can save.
Start shopping for your next policy by getting a free Quote now.