New York Facts and Trivia

 

- The first American chess tournament was held in New York in 1843. 

 

- New York was the first state to require license plates on cars.

- A brewer named Matthew Vassar founded Vassar College in Poughkeepsie in 1861. 

 

- The Woodstock Music and Arts Fair was actually held in Bethel. 

 

- New York City has 722 miles of subway track. 

 

- New York State is home to 58 species of wild orchids. 

 

- New York has over 70,000 miles of rivers and streams. 

 

- The first daily Yiddish newspaper appeared in 1885 in New York City.  

 

- Hartsdale has a pet cemetery established in 1896 and containing 12,000 plots.  

 

- The Genesee River is one of the few rivers in the world that flows south to north.  

 

- Gennaro Lombardi opened the first United States pizzeria in 1895 in New York City.  

 

- New York's largest lake in Oneida measures 79.8 square miles.

 

- New York's highest waterfall is the 215 foot Taughannock.   

 

- The first Boy's Club was established in New York City in 1876.  

 

- The Big Apple is a term coined by musicians meaning to play the big time. 

- Ten Mile River Boy Scout Camp in Narrowsburg is the largest council owned camp in the country.

 

- The oldest cattle ranch in the US was started in 1747 at Montauk on Long Island.

 

- Niagara Reservation became the first state park in the United States.

 

- Joseph C. Gayetty of New York City invented toilet paper in 1857.

 

- The "New York Post" established in 1803 by Alexander Hamilton is the oldest running newspaper in the United States.

 

- Horseheads is the first and only village in the United States dedicated to the service of the American military horse.

 

- The first railroad in America ran a distance of 11 miles between Albany and Schenectady.

 

- On July 28, 1945 an Army Air Corps B-25 crashed into the Empire State Building at the 79th floor level.

 

- The Catskills are the home of the legend of Rip Van Winkle, brown trout and flycasting.

 

- The first international sports hero, boxer Bill Richmond of Staten Island, was born August 5, 1763.

 

- Dairying is New York's most important farming activity with over 18,000 cattle and or calves farms. 

New York Insurance

New York Auto Insurance (NY)

Smart New York residents find a lot of ways to save, but the best way to save on your car insurance is with Insurancelower.com. You can, however, save money on your car insurance premium when you shop with Insurancelower.com. Our company is an online marketplace where you can comparison shop to help you find the best and most affordable car insurance policy for your needs.
It has never been easier finding affordable auto insurance in New York and Insurancelower.com is the best way.



In 2003 the average New York resident paid around $1,313 for car insurance premiums. This is higher than the national average the same year, which was $914. Unfortunately, many residents assume that these rates are preset and there are no other ways to save money. That's not true, because Insurancelower.com can save you money. However, even though the New York's were paying less than the rest of the nation, this is still more than they should have paid.
Moreover, 2008 is expected to show an overall decrease in auto insurance rates for the first time since 2003. Experts are predicting a .5 to 1% drop in insurance costs, it is expected that there will be a decrease in auto insurance rates in, 2008 for the first time since 2003. This change has been made possible from sites such as Insurancelower.com . This is because these web sites, with the use of technology, bring competition directly to the consumer so that you can pick exactly the car insurance policy that is right for you. The auto insurance rates change as years go by. By not knowing the rate changes in New York you may be paying more in auto insurance than you need to. The average New York insurance premium in 2003 was about $1,313, making it an increase of some 20.02% between 2003 and 2000!

You should not throw away your money by paying too much in auto insurance when you can request a free quote from Insurancelower.com and get the best rates possible.

MINIMUM STATE INSURANCE REQUIREMENTS

As all states, New York has certain minimum insurance requirements.
Like many states, New York follows a No-Fault system. This means your insurance carrier, will make payments for your injury claims, and it does not matter who is at fault, up to a certain limit.
You should know that the No-Fault system differs from state to state. You can visit Insurancelower.com's State Regulators web page for a list of links to all 50 state's insurance regulators websites.
Under New York state law there is minimum requirement Bodily Injury Liability coverage in the amount of $25,000 for each person up to a total of $50,000 for each accident. New York state law also requires Property Damage Liability coverage with a minimum limit in the amount of $10,000. This type of basic coverage is often called 25/50/10 coverage.

OTHER COVERAGES

There is also optional Uninsured/Underinsured Motorist coverage and Personal Injury Protection (PIP) coverage but New York law does not require it. Personal Injury Protection (PIP) coverage assists in paying "reasonable and necessary" medical expenses for you and your passengers in the event of an accident. UnInsured/UnderInsured Motorist pays for damage caused by a driver with little to no insurance.
New York state law calls for at least a minimum Personal Injury Protection coverage of $50,000.
To provide coverage for damages caused to you and your passengers by an uninsured driver, New York state law requires a minimum Uninsured Underinsured Motorist coverage of $25,000 per person, $50,000 per accident for any bodily injury caused by the uninsured driver.
Insurancelower.com can help you find auto insurance companies in New York that offer these type of coverages.
It does not matter if you have a spotless driving record or are a high-risk driver Insurancelower.com will work hard to find you the best auto insurance rates possible in the great state of in New York. With the auto insurance statistics dealing with things such as car theft and accidents it is important that you have the best coverage in order to protect both you and your property. Insurancelower.com is the best way in New York to find the best auto insurance rates and coverage possible. You can start saving money by entering your zip code into the box. We are sure that we can save you money no matter where you live.

There are also links below if you would like to get insurance information for other states.
Request a free Quote and start saving money today.