Oregon Facts and Trivia


- Oregon has more ghost towns than any other state.


- Oregon and New Jersey are the only states without self-serve gas stations.


- Eugene was the first city to have one-way streets.


- Pilot Butte, a cinder cone volcano, exists within the city limits of Bend.


- At 8,000 feet deep Hells Canyon is the deepest river gorge in North America.


- Oregon's state birthday is on February 14, Valentine's Day.


- Navy blue and gold are Oregon's official state colors.


- The Chinook salmon is Oregon's official state fish.


- The Willamette River was discovered in 1792.


- Darlingtonia Wayside is Oregon's only rare plant sanctuary. 

- Florence is known as Oregon's rhododendron capital.


- Tillamook is home to Oregon's largest cheese factory.

Oregon Insurance

Oregon Auto Insurance (OR)

Smart Oregon residents find a lot of ways to save, but the best way to save on your car insurance is with Insurancelower.com. We also give you a convenient place where you can purchase your car insurance products, so you will save time while you save money. Insurancelower.com makes it as convenient as possible to find auto insurance as you can get a quote, purchase a policy, and have all the information you need so you can make a decision about auto insurance.
We offer car insurance for residents of these major cities and all other areas of Oregon. Start shopping for your next policy by getting a free Quote now.

The average auto insurance premium in 2003 for residents of Oregon was around $825. The national average in 2003 was $914. Most of the residents in Oregon incorrectly assume that they must pay fixed rates set by auto insurance carriers and state regulatory agencies. Insurancelower.com knows that there are competitive auto insurance rates for residents of Oregon and they will help you find them so you can save money. However, even though the Oregon's were paying less than the rest of the nation, this is still more than they should have paid.
It is the expectation that 2008 will see the first decrease in auto insurance rates since 2008. You can expect to see a .5% to 1% decrease in rates from 2003 alone. Websites such as Insurancelower.com, through technology, have brought about this change as they have brought the competition directly to the consumer. The auto insurance rates change as years go by. By not knowing the rate changes in Oregon you may be paying more in auto insurance than you need to. For example, in 2003 Oregon residents were paying around $825 for their insurance. This is a 17.02% increase in just four years when compared to the 1999 rate!

Don't throw away your money paying too much for your auto insurance when you can save money by using from Insurancelower.com.


As all states, Oregon has certain minimum insurance requirements.
A Tort system is used in Oregon. This means your insurance carrier, will make payments for your injury claims, and it does not matter who is at fault, up to a certain limit.
The Tort system differs from state to state and you should check with your state insurance regulator. For a list of links to all 50 state insurance regulators websites visit Insurancelower.com State Regulators page.
Oregon requires you to have at a minimum Bodily Injury Liability coverage of $25,000per person and $50,000 per accident. You also have to have $10,000 worth of Property Damage Liability coverage. This is often called 25/50/10 coverage.


There are also two types of additional coverage you can get with Personal Injury Protection (PIP) and Uninsured/Underinsured Motorist coverage. Personal Injury Protection (PIP) covers reasonable medical expenses for you and your passengers in an accident. UnInsured/UnderInsured Motorist coverage can help you pay for damages that are a result of a driver that has caused an accident and does not carry auto insurance.
Oregon state law calls for at least a minimum Personal Injury Protection coverage of $15,000.
To provide coverage for damages caused to you and your passengers by an uninsured driver, Oregon state law requires a minimum Uninsured Underinsured Motorist coverage of $25,000 per person, $50,000 per accident for any bodily injury caused by the uninsured driver.
Insurancelower.com can help you find auto insurance companies in Oregon that offer these type of coverages.
It does not matter if you have a spotless driving record or are a high-risk driver Insurancelower.com will work hard to find you the best auto insurance rates possible in the great state of Oregon. With the auto insurance statistics dealing with things such as car theft and accidents it is important that you have the best coverage in order to protect both you and your property. Insurancelower.com is the best and most convenient way in Oregon to find the best auto insurance rates and coverage possible. Simply enter your zip code and in minutes you can find the best rates and the best coverage in Oregon.

Not in Oregon? Insurancelower.com provides quotes and insurance policies around the country. Simply enter your zip code and be on your way to a great insurance policy, great service and great prices.
Start shopping for your next policy by getting a free Quote now.