Rhode Island Facts and Trivia


- Rhode Island was the last of the original thirteen colonies to become a state. 


- Rhode Island shares a state water border with New York.  


- Rhode Island never ratified the 18th Amendment prohibition.


- The first circus in the United States was in Newport in 1774.


- Judge Darius Baker imposed the first jail sentence for speeding in an automobile on August 28, 1904 in Newport.


- Polo was played for the first time in the United States in 1876 near Newport. 


- Rhode Island is home to the Tennis Hall of Fame. 


- Rhode Island's official state name is Rhode Island and Providence Plantations.


- Rhode Island is known for making silverware and fine jewelry.


- Ann and Hope was the first discount department store in the United States the property was opened in Rhode Island.


- The Flying Horse Carousel is the nation's oldest carousel. It is located in the resort town of Watch Hill.


- The first British troops sent from England to squash the revolution landed in Newport.  


- Warwick enjoys a reputation of being Rhode Island's Retail Capital.  


- Rhode Island Red Monument in Adamsville pays homage to the world-famous poultry breed.


- The White Horse Tavern was built in 1673 and is the oldest operating tavern in the United States.  


- The Crescent Park Carousel in East Providence is the official state symbol of folk art.


- The Redwood Library and Athenaeum in Newport is the United States' oldest library building.  


-  Portsmouth is home to the oldest schoolhouse in the United States. The school was built in 1716.  

- The Quonset hut was invented at Quonset Point a key naval reserve base.


- Jerimoth Hill is the state's highest point at 812 feet above sea level.


- Pelham Street in Newport was the first street in the country to use gas-illuminated streetlights.


- Swamp Meadow Covered Bridge in Foster is the only remaining covered bridge in Rhode Island. 


- Since 1785 Bristol has the longest running, unbroken series of 4th of July Independence Day observances in the country.


- The first Afro-American regiment to fight for America made a gallant stand against the British in the Battle of Rhode Island.


- Rhode Island has no county government. It is divided into 39 municipalities each having its own form of local government.  


- The state was home to the first open golf tournament. The event occurred in 1895.  



Rhode Island Insurance

Rhode Island Auto Insurance (RI)

By using Insurancelower.com you can get the best service from the many auto insurance companies in Rhode Island so you can save money on your auto insurance. We provide you with an online marketplace where you can compare the best car insurance companies and their policies. Because you will have insurance companies competing over your business, you will be seeing tremendous savings on your Rhode Island car insurance. Here you can compare rates from the best insurance companies to help you find an affordable policy that fits your needs. We also offer you a convenient online forum in which you can purchase your insurance policy, which will save you time as well as money.
Using Insurancelower.com is the easiest way to find affordable auto insurance.

The average auto insurance premium in 2003 for residents of Rhode Island was around $1156. The national average in 2003 was $914. Most of the residents in Rhode Island incorrectly assume that they must pay fixed rates set by auto insurance carriers and state regulatory agencies. Insurancelower.com knows that there are competitive auto insurance rates for residents of Rhode Island and they will help you find them so you can save money. However, even though the Rhode Island's were paying less than the rest of the nation, this is still more than they should have paid.
Experts expect there to be a drop in the cost of car insurance in 2008, and this will be the first such drop since 2003. Rates may drop as much as 5% to 1%. This drop has been brought on by sites like Insurancelower.com that allow consumers to use the power of modern technology to comparison shop and lower their insurance costs. You may not even realize how much your own insurance rates have increased over the years, believing you had no choice but to accept higher prices. The average auto insurance policy in 2003 was $1156 and the rates increased 18.32% only one year later in 1999.

You should not throw away your money by paying too much in auto insurance when you can request a free quote from Insurancelower.com and get the best rates possible.


There are minimum state requirements for car insurance in the state of Rhode Island.
The state of Rhode Island uses a Tort system. This means your insurance carrier, will make payments for your injury claims, and it does not matter who is at fault, up to a certain limit.
While other states have similar systems, only the state insurance regulator can tell you the details of the Tort system in your state. You can find your state's regulator by visiting our State Insurance Regulators page, where you will find a list of links to each state regulator's website.
State law in Rhode Island requires a minimum of Bodily Injury Liability coverage of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability of at least $25,000. This basic coverage is frequently abbreviated as or referred to as 25/50/25 coverage.


There are also two types of additional coverage you can get with Personal Injury Protection (PIP) and Uninsured/Underinsured Motorist coverage. Personal Injury Protection (PIP) coverage will help to pay for medical expenses for you, the driver, and your passengers that are "reasonable and necessary". UnInsured/UnderInsured Motorist pays for damage caused by a driver with little to no insurance.
To provide coverage for damages caused to you and your passengers by an uninsured driver, Rhode Island state law requires a minimum Uninsured Underinsured Motorist coverage of $25,000 per person, $50,000 per accident for any bodily injury caused by the uninsured driver.
Insurancelower.com can help you find auto insurance companies in Rhode Island that offer this type of coverage.
It does not matter if you have a spotless driving record or are a high-risk driver Insurancelower.com will work hard to find you the best auto insurance rates possible in the great state of Rhode Island. Theft and accidents are both commonplace, and good insurance coverage is critical to protect your property and financial well being. Insurancelower.com is the best way in Rhode Island to find the best auto insurance rates and coverage possible. Simply enter your zip code and in minutes you can find the best rates and the best coverage in Rhode Island.

There are also links below if you would like to get insurance information on any other of the 50 states.
Start shopping for your next policy by getting a free Quote now.