Virginia Insurance

Virginia Auto Insurance (VA)

Smart Virginia residents find a lot of ways to save, but the best way to save on your car insurance is with We provide you with an online marketplace where you can compare the best car insurance companies and their policies. Because you will have insurance companies competing over your business, you will be seeing tremendous savings on your Virginia car insurance. Our company is an online marketplace where you can comparison shop to help you find the best and most affordable car insurance policy for your needs.
Find a great, affordable auto insurance policy for these cities in Virginia and anywhere in the state with ease at

In 2003, the average Virginia resident paid about $752 compared to the national average of about $914. Most of the residents in Virginia incorrectly assume that they must pay fixed rates set by auto insurance carriers and state regulatory agencies. knows that there are competitive auto insurance rates for residents of Virginia and they will help you find them so you can save money. While Virginia's insurance premiums are low compared to the national average, you may still be able to find quality insurance at a lower price.
It is the expectation that 2008 will see the first decrease in auto insurance rates since 2008. You can expect to see a .5% to 1% decrease in rates from 2003 alone. This change has been made possible from sites such as . This is because these web sites, with the use of technology, bring competition directly to the consumer so that you can pick exactly the car insurance policy that is right for you. Auto insurance rates change as years go by and if you do not know about the changes in Virginia you can be paying more in auto insurance that you have to. For example, in 2003 Virginia residents were paying around $752 for their insurance. This is a 18.43% increase in just four years when compared to the 1999 rate!

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There are minimum state requirements for car insurance in the state of Virginia.
Virginia uses a Tort system This means your insurance carrier, will make payments for your injury claims, and it does not matter who is at fault, up to a certain limit.
The specific details of a Tort system vary from state to state and it is wise to know your state's laws. Check with your state insurance regulator for information specific to Virginia law. Visit our State Insurance Regulators page the link to your state insurance regulators websites.
State law in Virginia requires a minimum of Bodily Injury Liability coverage of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability of at least $20,000. This basic coverage is frequently abbreviated as or referred to as 25/50/20 coverage.


There is also optional Uninsured/Underinsured Motorist coverage and Personal Injury Protection (PIP) coverage but Virginia law does not require it. Personal Injury Protection (PIP) coverage will help to pay for medical expenses for you, the driver, and your passengers that are "reasonable and necessary". Uninsured/Underinsured Motorist coverage will cover injuries by a driver that does not have insurance.
To provide coverage for damages caused to you and your passengers by an uninsured driver, Virginia state law requires a minimum Uninsured Underinsured Motorist coverage of $25,000 per person, $50,000 per accident for any bodily injury caused by the uninsured driver. can help you find auto insurance companies in Virginia that offer this type of coverage.
It does not matter if you have a spotless driving record or are a high-risk driver will work hard to find you the best auto insurance rates possible in the great state of in Virginia. With the auto insurance statistics dealing with things such as car theft and accidents it is important that you have the best coverage in order to protect both you and your property. gives you the best rates, the best service, and offers the fastest and easiest way to get the best auto insurance coverage at the most affordable prices available. To begin to save money on your auto insurance in Virginia just enter your zip code and discover how much money you can save!

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