West Virginia Insurance

West Virginia Auto Insurance (WV)

Smart West Virginia residents find a lot of ways to save, but the best way to save on your insurance is with Insurancelower.com. We provide you with an online marketplace where you can compare the best car insurance companies and their policies. Because you will have insurance companies competing over your business, you will be seeing tremendous savings on your West Virginia car insurance. Here you can compare rates from the best insurance companies to help you find an affordable policy that fits your needs. We also offer you a convenient online forum in which you can purchase your insurance policy, which will save you time as well as money.
You can also find an auto insurance policy that will give you the exact coverage you need.

In 2003, the average West Virginia resident paid about $1,000 compared to the national average of about $914. It is the common belief that car insurance rates are fixed by insurance companies and state regulatory agencies. However discount and competitive rates can be had in the state of West Virginia. However, even though the West Virginia's were paying less than the rest of the nation, this is still more than they should have paid.
It is the expectation that 2008 will see the first decrease in car insurance rates since 1999. There is to be a 5%-1% decrease in these rates from the year 2006. These types of sites have done this, through technology, by bringing the competition right to the customer so you can get the best possible rates for your auto insurance. You may not even realize how much your own insurance rates have increased over the years, believing you had no choice but to accept higher prices. The average auto insurance policy in 2003 was $1,000 and the rates increased 22.85% only one year later in 1999.

Don't throw your money away when you can use Insurancelower.com to save money on your auto insurance. Request a quote and start saving money today.


As all states, West Virginia has certain minimum insurance requirements.
Like many states, West Virginia follows a Tort system. This means your insurance carrier, will make payments for your injury claims, and it does not matter who is at fault, up to a certain limit.
The specific details of a Tort system vary from state to state and it is wise to know your state's laws. Check with your state insurance regulator for information specific to West Virginia law. Visit our State Insurance Regulators page the link to your state insurance regulators websites.
West Virginia requires you to have at a minimum Bodily Injury Liability coverage of $20,000 per person and $40,000 per accident. You also have to have $10,000 worth of Property Damage Liability coverage. This is often called 20/40/10 coverage.


There are also two types of additional coverage you can get with Personal Injury Protection (PIP) and Uninsured/Underinsured Motorist coverage. Personal Injury Protection (PIP) coverage will help to pay for medical expenses for you, the driver, and your passengers that are "reasonable and necessary". UnInsured/UnderInsured Motorist pays for damage caused by a driver with little to no insurance.
To provide coverage for damages caused to you and your passengers by an uninsured driver, West Virginia state law requires a minimum Uninsured Underinsured Motorist coverage of $20,000 per person, $40,000 per accident for any bodily injury caused by the uninsured driver.
Insurancelower.com can help you find auto insurance companies in West Virginia that offer this type of coverage.
Whether you have a good driving record or a poor one, Insurancelower.com will be able to find you the best possible rates for your West Virginia car insurance policy. With the auto insurance statistics dealing with things such as car theft and accidents it is important that you have the best coverage in order to protect both you and your property. Insurancelower.com gives you the best rates, the best service, and offers the fastest and easiest way to get the best auto insurance coverage at the most affordable prices available. To begin to save money on your auto insurance in West Virginia just enter your zip code and discover how much money you can save!

Not in West Virginia? Insurancelower.com provides quotes and insurance policies around the country. Simply enter your zip code and be on your way to a great insurance policy, great service and great prices.
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