Kentucky Facts and Trivia

 

 

- Chevrolet Corvettes are manufactured in Bowling Green. 

 

- Shelby County is recognized as the Saddlebred Capital of Kentucky.

 

- Cheeseburgers were first served in 1934 at Kaolin's restaurant in Louisville.

 

- Fleming County is recognized as the Covered Bridge Capital of Kentucky. 

- More than 100 native Kentuckians have been elected governors of other states. 

 

- In 1888, "Honest Dick" Tate the state treasurer embezzled $247,000 and fled the state.

 

- Begun in 1819 the first commercial oil well was on the Cumberland River in McCreary County. 

 

- The Bluegrass Country around Lexington is home to some of the world's finest racehorses. 

 

- The swimsuit Mark Spitz wore in the 1972 Olympic games was manufactured in Paris, Kentucky.  

 

- The first town in the United States to be named for the first president was Washington. It was named in 1780. 

 

- The first Miss America from Kentucky is Heather Renee French. She was crowned September 18, 1999.

 

- The song "Happy Birthday to You" was the creation of two Louisville sisters in 1893.

 

- Pikeville annually leads the nation in per capita consumption of Pepsi-Cola.

 

-  The first American performance of a Beethoven symphony was in Lexington in 1817. 

 

- The great Man o' War won all of his horse races except one which he lost to a horse named Upset. 

 

- Kentucky was the 15th state to join the Union and the first on the western frontier.

 

- The first enamel bathtub was made in Louisville in 1856. 

 

- Post-It Notes are manufactured exclusively in Cynthiana. The exact number made annually of these popular notes is a trade secret. 

 

- The world's largest free-swinging bell known as the World Peace Bell is on permanent display in Newport.

 

- Middlesboro is the only city in the United States built within a meteor crater.

 

- High Bridge located near Nicholasville is the highest railroad bridge over navigable water in the United States.

 

- In the War of 1812 more than half of all Americans killed in action were Kentuckians. 

 

- Frederick Vinson who was born in Louisa is the only Chief Justice of the United States Supreme Court known to be born in jail.

Kentucky Insurance

Kentucky Auto Insurance (KY)

By using Insurancelower.com you can get the best service from the many auto insurance companies in Kentucky so you can save money on your auto insurance. We provide you with an online marketplace where you can compare the best car insurance companies and their policies. Because you will have insurance companies competing over your business, you will be seeing tremendous savings on your Kentucky car insurance. Here you can compare rates from the best insurance companies to help you find an affordable policy that fits your needs. We also offer you a convenient online forum in which you can purchase your insurance policy, which will save you time as well as money.
We offer car insurance for residents of these major cities and all other areas of Kentucky. Start shopping for your next policy by getting a free Quote now.



In 2003, the average Kentucky resident paid about $882 compared to the national average of about $914. It is the common belief that car insurance rates are fixed by insurance companies and state regulatory agencies. However discount and competitive rates can be had in the state of Kentucky. However, even though the Kentucky's were paying less than the rest of the nation, this is still more than they should have paid.
Rates do sometimes go down. Experts think that 2008 will bring the first decrease in insurance premiums since 2003. You can expect to see between .5% and 1% of a decrease in the rates for car insurance in 2008. By comparison shopping with Insurancelower.com, you will be able to take advantage of these decreases with the power of modern technology. The auto insurance rates change as years go by. By not knowing the rate changes in Kentucky you may be paying more in auto insurance than you need to. In the state of Kentucky rates for car insurance have changed in the past few years. The average car insurance rates in 2002 were $816 and it increased 8.08% to $882 in 2003.

You should not throw away your money by paying too much in auto insurance when you can request a free quote from Insurancelower.com and get the best rates possible.

MINIMUM STATE INSURANCE REQUIREMENTS

There are minimum state requirements for car insurance in the state of Kentucky.
Like many states, Kentucky follows a No-Fault system. This means your insurance carrier, will make payments for your injury claims, and it does not matter who is at fault, up to a certain limit.
You should know that the No-Fault systems differs from state to state. You can visit Insurancelower.com's State Regulators web page for a list of links to all 50 state's insurance regulators websites.
Under Kentucky state law there is minimum requirement Bodily Injury Liability coverage in the amount of $25,000 for each person up to a total of $50,000 for each accident. Kentucky state law also requires Property Damage Liability coverage with a minimum limit in the amount of $10,000. This type of basic coverage is often called 25/50/10 coverage.

OTHER COVERAGES

There is also optional Uninsured/Underinsured Motorist coverage and Personal Injury Protection (PIP) coverage but Kentucky law does not require it. Personal Injury Protection (PIP) coverage assists in paying "reasonable and necessary" medical expenses for you and your passengers in the event of an accident. UnInsured/UnderInsured Motorist pays for damage caused by a driver with little to no insurance.
These are optional coverage options that you might want to purchase, although law does not require them.
Insurancelower.com can help you find insurance carriers that will offer these types of optional coverage.
Whether you have a good driving record or a poor one, Insurancelower.com will be able to find you the best possible rates for your Kentucky car insurance policy. With the auto insurance statistics dealing with things such as car theft and accidents it is important that you have the best coverage in order to protect both you and your property. We work hard to provide a site and service to meet all your insurance needs at Insurancelower.com. You can start saving money by entering your zip code into the box. We are sure that we can save you money no matter where you live.

There are also links below if you would like to get insurance information on any other of the 50 states.
Start shopping for your next policy by getting a free Quote now.